Financial Aid Handbook

Table of Contents

Aid Programs

In This Section:


The UNCG FAO administers federal, state, institutional, and outside financial aid in the form of grants, scholarships, work programs, and loans. Some aid programs require that you demonstrate financial need, while others do not. All types of aid awarded by UNCG and the FAO, along with application information for each can be accessed online at our website. The basic types of financial aid are:

  • Grants & Scholarships: Gift funds which are not repaid. Usually based on merit and/or financial need.
  • Work-Study: Funds which are "earned" through service during the academic period. Based on financial need.
  • Loan: Funds which must be repaid.


Federal Aid Programs
Federal student aid programs include Pell Grants, Student Loans, PLUS Loans, Perkins Loans and Work-Study. The FAFSA is the primary application for this aid. Some federal programs require a separate application, in addition to the FAFSA. For further details, consult the U.S. Department of Education's free booklet, The Student Guide , available in public libraries, high school guidance offices, at the FAO, and on-line at


State of North Carolina Aid Programs
There are various aid programs for which residents of North Carolina may be eligible. Most programs require that you be a legal resident of North Carolina and file the FAFSA. Some programs require an additional application. These programs may also require that you file the FAFSA by March 15. Remember that if you file by UNCG's priority filing date of March 1, you will also meet the stated deadline. Descriptions of NC's state aid can be found online at


Outside Scholarships & Loans
Outside scholarships or resources are funds that come from high schools, civic organizations, churches, educational foundations, Veterans Affairs benefits, Vocational Rehabilitation programs, and other organizations external to the university.

You must notify the FAO in writing as soon as you learn that you will receive an outside scholarship, grant, or loan, since these funds may affect your eligibility for other aid. Send us a copy of the notification letter (including your name and Student ID Number) or use the Financial Aid Response Form included with your award letter to notify us.

If your award letter does not list all of your outside resources, notify the FAO immediately. We will revise your financial aid award if necessary. Unless UNCG is otherwise informed by the donor, your outside resources will be divided and applied to your account equally for the fall and spring semesters. See the Outside Scholarships section on page 13 for more information.


UNCG Merit Awards Program
The Merit Awards Program offers high school seniors the opportunity to apply for prestigious academic excellence scholarships. Annual awards range from $2,500 to $15,000 and may be renewed for up to four years of enrollment. Renewal is dependent upon the student upholding academic standards set for the awards. Applicants must present a minimum total SAT I score of 1200, or ACT score of 27, and have a minimum cumulative high school GPA of 3.50. Awards require on-campus interviews, held in February. Please note that students transferring to UNCG from other colleges are not eligible for Merit Awards. If you want to be considered for the Merit Awards Program, complete a Merit Awards Program Application by January 5, 2007. You must also be admitted to UNCG by January 5, 2007. The application may be obtained at the FAO, the UNCG Undergraduate Admissions Office, and North Carolina public high school guidance offices. You can also apply online or download forms at our website (choose the "Merit Awards" link in the left hand menu).


Katharine Smith Reynolds Scholarship
The Reynolds Scholarship Program consists of renewable scholarships of $6,000, awarded each year to outstanding freshmen at UNCG. In addition, Reynolds Scholars receive two $1,250 stipends, to be used for community service involvement and an internship, and a $2,500 stipend to be used for study abroad.

North Carolina resident high school seniors with a minimum score of 1200 on the SAT I (or ACT score of 27) and a minimum GPA of 3.50 are invited to apply for the Reynolds Scholarship. Interested high school seniors must complete a Merit Awards Program Application and be admitted to UNCG by January 5, 2007.


Dean's Scholars Program
The Deans' Scholars Program offers incoming freshmen four-year renewable scholarships ranging from $1,000 to $3,000 annually. This program is extremely competitive. It emphasizes academic rigor demonstrated by the completion of Advanced Placement (AP), honors, and college level courses while in high school. Preference will be given to students who have succeeded in such classes.

Students should complete a Merit Awards Program Application to be considered for the Deans' Scholars Program. The minimum criteria for applicants are an 1100 SAT I score (or ACT score of 24) and a cumulative high school GPA of 3.50.

Deans' Scholars awards will be renewed for up to four years of the student's undergraduate study, as long as the student maintains a minimum cumulative GPA of 2.75 and good citizenship.


Superintendent's Scholarship
These scholarships are awarded to incoming freshmen from high schools in the Piedmont Triad Education Consortium. Awards are granted to students who meet the qualifications for admission in their senior year in high school. UNCG will select recipients in late fall.


Community College President's Scholarship
These scholarships are awarded to students transferring from local community colleges, based on the nomination of their community college president. The community colleges that participate in this scholarship are Alamance, Central Carolina, Davidson County, Forsyth Technical, Guilford Technical, Piedmont, Randolph, Rockingham, and Surry.

Contact your president's office at the community college you attend for application procedures.


UNCG General Grants & Scholarships
UNCG General Grants and Scholarships include funds awarded by the FAO in accordance with individual aid program criteria. Students who want to be considered for these funds should submit their FAFSA to the federal processor by the priority date of March 1. FAFSA filers will automatically be considered for most UNCG grants and scholarships that are based on need and/or merit. These aid programs are nonrenewable and are subject to applicant pool and fund availability.